carWelcome to the HCMS Auto Program

The HCMS Auto Program, is a no-cost member service designed to spare you the aggravation and hassle normally associated with the purchase of a new or pre-owned vehicle.

The Program is open to members of the Harris County Medical Society, Houston CPA Society, as well as their families and staff. HCMS will locate the vehicle for you at the best price, with your choice of color and equipment.


HCMS Auto Program Director Phil Hornbeak will assist you with your search for the perfect vehicle (never a commission or fee for this service).

Ways to Shop

Complete the Online Vehicle Request Form or

Contact HCMS Auto Director Phil Hornbeak at or 713-843-7185.

Participating Dealers and Specials

Click here to view links to local participating dealers. These dealers work with HCMS to provide members with a pre-negotiated price structure, and pledge to assist HCMS and its members in an open manner with no sales pressure. By working through the HCMS Auto Program, you will receive personal service and favorable, negotiated pricing.

HCMS currently offers 2008 and newer vehicle financing at 1.99% for up to a 66 month term! (with approved credit)  

What Physicians are Saying

"It was great. One dealer came to my house with a car for me to look at and drive. Rest of that discussion was via email. Very nice. Second dealer contacted me by email. I told him what I wanted. He found the car and had it delivered to the dealership within 2 business days. I went there, fell in love with the car and took it home. Financing was arranged by HCMS via the online form I filled out. All of this was done online or by phone. Very quick and easy! I highly recommend this program to other physicians. I bought a Lexus, looked at an Audi."
- Debra Harvey, MD

"Just purchased my car through the HCMS Auto Program. My experience with Phil Hornbeak, program director, was awesome. Phil made everything very easy, the dealer treated us with respect and Phil negotiated a GREAT deal for us. Most importantly, we did not have to wheel and deal. I would recommend the program to everybody. Great new HCMS and RPO member benefit."
- Mirtha T. Casimir, MD


"Phil Hornbeak and the auto program did a great job helping me buy a new car last week. Lately my car has required a number of repairs and maintenance visits. I felt as if I was rebuilding it from the inside out. The cost of the most recent round of repairs was going to equal the residual value of the car itself! It was a stressful time, but Phil gave me good advice and he connected me with the finance office to get super-duper great rates for an auto loan. I initiated the financing doucments from HCMS website and picked out the car I wanted. The new vehicle was ready for pick up the same day as the finance paperwork went through--probably the length of a business day. What a relief! Now I have a new and [most importantly] RELIABLE car for my family."
- Carla C. Braxtom, MD,MBA, FACS

"I got the car I wanted. The deal went blindingly fast. Financing rate was outstanding. The auto program delivered on its promise of excellent customer care."
- Keith Bourgeois, MD


HCMS Handles the Details for You

HCMS can locate the vehicle for you at the best price, with your choice of color and equipment.

HCMS can arrange for a test drive at your home or office. We make the process easy!

HCMS can arrange all of the paperwork for you. You just sign the papers.

If you want to visit the dealership, HCMS will put you in touch with our contact at the dealership.

HCMS offers participants the best financing and leasing programs available. (Check with us if you think your last purchase had too high an interest rate. We may be able to re-finance and save you money!)

Online Credit Application
(submit via secure server)

Online Commercial Lease Application
(submit via secure server)

Commercial lease available

Auto Program Frost Leasing
*member FDIC

A significant number of physicians in Harris County prefer a commercial lease, mostly because is convenient and, for many physicians, there are tax advantages. Learn More.